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Direct Debit

As announced by Governor of Bank Negara Malaysia, the government is encouraging on- line payments or cheque less environment. In line with this, the fees for on-line banking will be as follows:

  • The fees for online Interbank GIRO (IGB) transactions will be at RM0.10 per transaction effective from 2nd May 2013. The current fees ranged from RM0.50 to RM2.00 transaction.
  • Effective from 1st April 2014, banks will charge RM0.50 on the cheque issuer on top of the existing stamp duty of RM0.15. Currently, the cost for issuing a cheque is RM0.15 each.

Therefore effective from 1st April 2014 PNS will start to use Direct Debit. Direct Debit is a process where it allows users to perform receipting of fund on a secure website operated by bank/financial institution. It provides an efficient and cost effective collection mechanism whereby the method is mostly used to replace post dated cheques. Thus, PNS encourage all the PNS financing borrowers to use the Direct Debit Service.

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