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IBRA

PNS is introducing Ibra’ Program to encourage its customers to serve payments promptly. Customers with active accounts commencing January 2012 without any record of payment deferment and/or delinquency within assessment period of six (6) months could stand a chance to get the rebate. The rebate will be deposited into eligible customers’ financing accounts after the assessment. Please refer to Terms & Conditions below.
arrow Terms and Conditions of IBRA’ programme
1. This Ibra’ Programme applies to all Franchise and Licensing Term Financings with a minimum profit rate of 4.5% p.a. Micro Financing packages from government’s fund are not eligible for the program;
2. Qualified customer must maintain his/her financing account with PNS promptly and must not have a record of payment deferment and/or delinquency within assessment period of six (6) consecutive months;
3. Neither restructured financing facility nor the one which payment in arrears under reschedulement is qualified for the program;
4. Financing account which facility has been recalled and/or Franchise Agreement has been terminated is also not qualified for the program;
5. At any condition, earned and accumulated Ibra’ cannot be converted into collateral, sinking fund or security deposit for the existing facility neither it transferable or exchangeable for any other items, credit or in kind, in part or full;
6. PNS may, at its sole discretion vary or add to the above terms and conditions, suspend or terminate the Ibra’ Program without prior notice to customers.
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