Ijarah Mobile Business Scheme (Rural Areas) | Perbadanan Nasional Berhad

Ijarah Mobile Business Scheme (Rural Areas)

Objektif

Provide business opportunities
Help small entrepreneurs grow
In support of the government’s vision to increase the number of Food Truck operators and reduce the number of small stalls.

Business Criteria

Business must either be a sole proprietorship or Sdn Bhd company
Business owner must not exceed the age of 60 years old
Must possess experience in entrepreneurship with valid proof in income
Owns Goods Driver’s License – GDL
Must possess a business plan for Food Truck
Must be free from any legal action and bankruptcy
Must be Syariah Compliant
Only applicable to businesses in rural areas

Financing Structure

Muntahiyah BI Tamleek Ijarah Scheme

Transportation

Any truck that is suitable for the mobile business

Ijarah Amount (RM)

RM70,000 maximum

Profit Rate

4% flat rate per annum

Ijarah Period

Up till 10 years

Customer Contribution

Documentation fees of 0.5% from the total investment for the vehicle
RM1,000 as security deposit.

Ijarah Facilities

Purchase of the vehicle
Purchase of the truck body
Truck fabrication which includes electric appliance, writing, sticker and etc
Vehicle insurance and Road tax
Documentation/ Legal Fees
Delivery charges